:root{
--paper:#f3f5f9;--card:#fff;--ink:#0d1b2e;--mute:#53607a;--line:#d3d9e4;
--navy:#0b1f3a;--navy-ink:#eef3fb;--navy-mute:#b9c7e0;
--blue:#2447e6;--blue-ink:#fff;--sun:#ffcf33;--sun-ink:#0b1f3a;
--c-markets:#2447e6;--c-policy:#0b1f3a;--c-tech:#0f8a7e;--c-money:#b5560c;
--sans:"Avenir Next","Segoe UI Variable Display","Segoe UI",Roboto,"Helvetica Neue",Arial,system-ui,sans-serif;
--serif:Charter,"Bitstream Charter","Iowan Old Style","Sitka Text",Georgia,serif;
}
@media (prefers-color-scheme:dark){:root{
--paper:#0a1424;--card:#111f36;--ink:#e8eef9;--mute:#9fb0cc;--line:#243453;
--navy:#0f2547;--blue:#8ea4ff;--blue-ink:#0a1424;
--c-markets:#8ea4ff;--c-policy:#c9d5ee;--c-tech:#4fd1c0;--c-money:#f0a35e}}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:1.0625rem/1.65 var(--serif);padding-bottom:env(safe-area-inset-bottom,0px)}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px}
.hero :focus-visible,.strip :focus-visible,footer :focus-visible,.band :focus-visible{outline-color:var(--sun)}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:8px;background:var(--sun);color:var(--sun-ink);padding:8px 14px;font:700 .9rem var(--sans);z-index:50}
.skip:focus{left:8px}
h1,h2,h3{font-family:var(--sans);font-weight:800;letter-spacing:-.015em;line-height:1.12;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,4.6vw,3.5rem);letter-spacing:-.025em}
h2{font-size:clamp(1.6rem,3vw,2.2rem)}
h3{font-size:1.25rem;letter-spacing:-.01em}
p{margin:0 0 1em;max-width:66ch}
.lead{font-size:1.18rem;color:var(--mute);max-width:62ch}
.mute{color:var(--mute)}

/* top strip + masthead */
.strip{background:var(--navy);color:var(--navy-ink);font:500 .84rem var(--sans)}
.strip .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:38px}
.lgs{display:flex;gap:4px}
.lg{font:600 .78rem var(--sans);color:var(--navy-ink);background:transparent;border:1px solid rgba(255,255,255,.35);border-radius:3px;padding:3px 9px;cursor:pointer}
.lg[aria-pressed="true"]{background:var(--sun);border-color:var(--sun);color:var(--sun-ink)}
header.mast{background:var(--card);border-bottom:4px solid var(--sun)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px 32px;flex-wrap:wrap;padding-top:16px;padding-bottom:16px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font:800 1.7rem/1 var(--sans);letter-spacing:-.03em}
nav{display:flex;flex-wrap:wrap;gap:4px 22px}
nav a{font:600 .98rem var(--sans);color:var(--ink);text-decoration:none;padding:6px 0;border-bottom:3px solid transparent}
nav a:hover{border-bottom-color:var(--line)}
nav a[aria-current="page"]{border-bottom-color:var(--blue)}

/* buttons */
.btn{display:inline-block;padding:12px 22px;border-radius:3px;font:700 .96rem var(--sans);background:var(--blue);color:var(--blue-ink);text-decoration:none;border:2px solid var(--blue);cursor:pointer}
.btn.alt{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn.sm{padding:7px 14px;font-size:.88rem}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}

/* hero */
.hero{background:var(--navy);color:var(--navy-ink);display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.hero-copy{padding:clamp(36px,6vw,84px) clamp(24px,4vw,56px) clamp(36px,6vw,84px) max(24px,calc((100vw - 1120px)/2 + 24px));align-self:center}
.hero h1{color:#fff;max-width:14ch}
.hero p{color:var(--navy-mute);font-size:1.15rem;max-width:46ch}
.hero .btn{background:var(--sun);border-color:var(--sun);color:var(--sun-ink)}
.hero .btn.alt{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.hero-fig{margin:0;position:relative;min-height:440px}
.hero-fig img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
figcaption.cap{position:absolute;left:0;bottom:0;background:rgba(11,31,58,.82);color:#fff;font:500 .78rem var(--sans);padding:5px 12px}

/* sections */
.s{padding:clamp(48px,7vw,88px) 0}
.s.tint{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sh{margin-bottom:32px}
.sh p{margin-bottom:0}
.ph{padding-top:clamp(40px,6vw,72px);padding-bottom:8px}
.ph h1{max-width:18ch}

/* topic chips */
.chip{display:inline-flex;align-items:center;gap:8px;font:700 .86rem var(--sans);color:var(--ink);margin-bottom:10px}
.chip::before{content:"";width:11px;height:11px;border-radius:2px;background:var(--cc,var(--blue))}
.cm{--cc:var(--c-markets)}.cp{--cc:var(--c-policy)}.ct{--cc:var(--c-tech)}.cy{--cc:var(--c-money)}

/* home mosaic */
.mosaic{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:20px}
.t{position:relative;display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:4px;overflow:hidden;grid-column:span 5}
.t.big{grid-column:span 7;grid-row:span 2}
.t.wide{grid-column:1/-1;flex-direction:row}
.t .im{position:relative}
.t img{width:100%;aspect-ratio:4/3;object-fit:cover}
.t.big .im{flex:1 1 0;min-height:320px}
.t.big .im img{position:absolute;inset:0;height:100%;aspect-ratio:auto}
.t.wide .im{width:42%;flex:none;min-height:240px}
.t.wide .im img{position:absolute;inset:0;height:100%;aspect-ratio:auto}
.t .cap{position:absolute;left:0;bottom:0;background:rgba(11,31,58,.82);color:#fff;font:500 .78rem var(--sans);padding:5px 12px}
.t .tx{padding:20px 22px 22px}
.t.wide .tx{align-self:center;padding:28px 32px}
.t h3 a{color:var(--ink);text-decoration:none}
.t h3 a::after{content:"";position:absolute;inset:0}
.t:focus-within{outline:3px solid var(--blue);outline-offset:2px}
.t h3 a:focus-visible{outline:none}
.t p{color:var(--mute);font-size:.98rem;margin:0}

/* sequence */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px;border-top:4px solid var(--ink)}
.steps li{padding-top:20px}
.steps b{display:block;font:800 2.4rem/1 var(--sans);color:var(--blue);margin-bottom:12px}
.steps h3{margin-bottom:.35em}
.steps p{color:var(--mute);font-size:.98rem;margin:0}

/* rows */
.row{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,5vw,64px);align-items:center;margin-bottom:clamp(40px,6vw,72px)}
.row:last-child{margin-bottom:0}
.row.rev .ph-img{order:2}
.row img{width:100%;border-radius:4px;aspect-ratio:4/3;object-fit:cover}
.row .fig{margin:0;position:relative}
.row .fig .cap{border-radius:0 4px 0 4px}
.row [id]{scroll-margin-top:24px}
.ul{list-style:none;margin:16px 0 0;padding:0;display:grid;gap:8px}
.ul li{position:relative;padding-left:22px;font-size:1rem}
.ul li::before{content:"";position:absolute;left:0;top:.62em;width:9px;height:9px;background:var(--cc,var(--blue));border-radius:2px}

/* principles + formats */
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:28px}
.pr{border-top:4px solid var(--sun);padding-top:16px}
.pr p{color:var(--mute);font-size:.98rem;margin:0}
.fmt{background:var(--card);border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:4px;padding:24px}
.fmt p{color:var(--mute);font-size:.98rem}

/* faq */
details{border-bottom:1px solid var(--line)}
details:first-of-type{border-top:1px solid var(--line)}
summary{cursor:pointer;font:700 1.05rem var(--sans);padding:18px 40px 18px 0;list-style:none;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:6px;top:14px;font:400 1.6rem/1 var(--sans);color:var(--blue)}
details[open] summary::after{content:"\2212"}
details p{color:var(--mute);margin:0 0 18px}

/* band */
.band{background:var(--navy);color:var(--navy-ink);padding:clamp(44px,6vw,72px) 0}
.band h2{color:#fff;max-width:20ch}
.band p{color:var(--navy-mute)}
.band .btn{background:var(--sun);border-color:var(--sun);color:var(--sun-ink)}

/* policy */
.policy{max-width:72ch}
.policy h2{font-size:1.3rem;margin-top:2em}
.policy ul{padding-left:1.2em}
.banner{margin:0 0 8px;position:relative}
.banner img{width:100%;aspect-ratio:21/8;object-fit:cover;object-position:50% 48%;border-radius:4px}
.banner .cap{border-radius:0 4px 0 4px}

/* contact */
.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:clamp(24px,5vw,64px);align-items:start}
.box{background:var(--card);border:1px solid var(--line);border-radius:4px;padding:24px}
.box p{color:var(--mute)}
form{display:grid;gap:16px}
label{display:grid;gap:6px;font:700 .92rem var(--sans)}
input,select,textarea{font:400 1rem var(--sans);color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:3px;padding:11px 12px;width:100%}
textarea{min-height:140px;resize:vertical}
.chk{display:flex;gap:10px;align-items:flex-start;font:400 .94rem var(--serif)}
.chk input{width:auto;margin-top:5px}
.ok{display:none;margin:0;padding:12px 14px;border-left:4px solid var(--blue);background:var(--paper);color:var(--mute)}

/* footer */
footer{background:var(--navy);color:var(--navy-ink);padding:44px 0 28px;font:400 .95rem/1.6 var(--sans)}
footer .g{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}
footer h4{margin:0 0 10px;font:700 1rem var(--sans);color:#fff}
footer a{color:var(--navy-ink)}
footer p{color:var(--navy-mute);max-width:44ch;margin:0 0 .6em}
footer .logo{color:#fff;font-size:1.3rem;margin-bottom:10px}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
footer .fine{border-top:1px solid rgba(255,255,255,.18);margin-top:28px;padding-top:18px;font-size:.84rem;color:var(--navy-mute);max-width:none}

/* cookie banner */
.cb{position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));z-index:30;max-width:780px;margin:0 auto;background:var(--card);border:1px solid var(--line);border-radius:6px;padding:16px 18px;box-shadow:0 10px 36px rgba(5,15,35,.28);display:none;gap:12px;align-items:center;flex-wrap:wrap;max-height:calc(100% - 24px);overflow:auto;font-family:var(--sans)}
.cb.on{display:flex}
.cb p{margin:0;flex:1 1 280px;font-size:.92rem;color:var(--mute)}
.cb .opts{flex:1 1 100%;display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:10px}
.cb .opts label{display:flex;gap:8px;font-weight:400;font-size:.9rem;align-items:flex-start;color:var(--mute)}
.cb .opts input{width:auto;margin-top:4px}
.cb .opts b{color:var(--ink)}
x-t[hidden]{display:none}

@media (max-width:860px){
.hero{grid-template-columns:1fr}
.hero-copy{padding:36px 24px}
.hero-fig{min-height:0;aspect-ratio:4/3}
.mosaic>.t,.t.big{grid-column:1/-1;grid-row:auto}
.t.big .im,.t.wide .im{flex:none;width:100%;min-height:0}
.t.big .im img,.t.wide .im img{position:static;height:auto;aspect-ratio:4/3}
.t.wide{flex-direction:column}
.row,.two,footer .g{grid-template-columns:1fr}
.row.rev .ph-img{order:0}
.banner img{aspect-ratio:16/9}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}